Sunday, 29 May 2016

Nigerian Currency Crisis Explained: What We Know And Don’t Know - Bloomberg

Nigeria's central bank may soon give bond and stock investors what they have

been pleading for: a weaker naira.

Governor Godwin Emefiele announced after a meeting of the Monetary Policy

Committee in Abuja, the capital, on Tuesday that a more flexible

foreign-exchange

system would be unveiled "in the coming days." But he gave scant detail and left

plenty of questions. Here are some answers:

What's the problem?

Nigeria has held the naira at 197-199 per dollar since March 2015, even as other

oil exporters from Russia to Colombia and Malaysia let their

currencies drop amid

the slump in crude prices since mid-2014. Foreign reserves dwindled as

the central

bank defended the peg, while foreign investors, fearing a devaluation,

sold Nigerian

stocks and bonds.

While President Muhammadu Buhari and Emefiele argued a devaluation would fuel

inflation, that happened anyway: consumer prices accelerated at the

fastest pace in

six years in April as the black-market naira rate plummeted. To make matters

worse, data released four days before the MPC meeting showed the economy

contracted in the first quarter for the first time since 2004 as the

dollar shortage

curtailed manufacturing. That probably surprised policy makers, prompting the

change of heart, according to Mathias Althoff, a fund manager at Tundra Fonder

AB, which has about $200 million invested in frontier market stocks, including

Nigerian banks.

What happens next?

While Emefiele didn't specify what he meant by "greater flexibility,"

analysts at

Renaissance Capital Ltd. believe the central bank will allocate

dollars at a fixed

rate to strategic industries — like energy and agriculture — while

letting the naira

weaken in the interbank market, where everyone else would buy their foreign

currency. The central bank may also try try to control the new interbank rate by

imposing a trading band of about 5 or 10 percent around it, according

to Althoff.

Will that satisfy investors and save the economy?

If the central bank doesn't allow the naira to drop enough, foreign

investors will

continue to shun Nigerian assets, according to Althoff. The currency

should trade

at around 285-290 per dollar, according to Alan Cameron, an economist at Exotix

Partners LLP. A devaluation won't solve Nigeria's structural economic problems —

which include an over-reliance on oil exports — and may fuel inflation

in the short

term. But it would make Nigerian exports more competitive, curb imports and

encourage foreign investment.

What are the pitfalls?

Most investors would prefer a fully-floating naira, yet doubt that

Nigeria, which has

always had currency controls of some sort, will take that option. And there are

concerns it will be impossible for the central bank to ensure that

only importers

meeting its criteria will be able to buy foreign-exchange at the

discounted official

rate. Many analysts fear that in a nation U.K. Prime Minister David Cameron

described as "fantastically corrupt," access to the official rate will

come down to

political connections.

"The suggestion of a dual exchange rate, with the maintenance of the official

window, is a concern," Razia Khan, head of African research at

Standard Chartered

Plc, said. "This might lead to continued distortions in the market,

ultimately with

pressure on foreign-exchange reserves."

What else should investors watch out for?

Buhari. He has made it clear that he, not Emefiele, is the person in charge of

exchange-rate policy. The president is loath to allow the currency to

drop unless

he's forced to and in February likened such a move to "murder." He has yet to

make any response to the MPC's announcement. And while he is due to make a

speech on May 29, the first anniversary of his coming to power, local

press reports

suggest he will focus on the government's fight against corruption and Boko

Haram's Islamist insurgency.

The central bank has hinted at change before, only to do nothing. "The MPC has

dangled the carrot of exchange rate reform, but without giving any

details of what

a reformed market would look like," Cameron at Exotix said. "To the skeptics

among us, this will simply sound like a re-hash of the same old material we've

been hearing about since December 2015."

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